Health Insurance Benefits Congress Questions Answered
Laura asks…
Where can I find out about the health insurance benefits the members of U.S. Congress receive?
Is there a website? Exactly what kind of coverage do they receive and what are the premiums?
Brad Selers answers:
Members of Congress receive their health benefits under the Federal Employees Health Benefits Program (FEHBP) which is administered by the Office of Personnel Management (OPM). You can find out more by going to this site: http://www.opm.gov/insure/health/
Charles asks…
When is Congress going to start paying for their own health insurance?
Everybody is all up in arms about “National Health care”, but the members of Congress benefit from free health coverage that is being paid by hard working Americans like myself. How about someone suggesting that the members of Congress start paying for their own health coverage?
Brad Selers answers:
It’s not completely free for them.
Oh, they pay.
Depending on which plan that they pick, it’s as low as $65 a month, which is damn fine.
They pay about 25% for their plan coverage, their employer – you and me, the taxpayers – pay the other 75%. Oh, and unlike with YOUR employer and MY employer, when they first sign on, there’s no waiting period, and no short term exclusion of preexisting conditions, when there’s no prior credible coverage.
Robert asks…
Has anyone gotten group health insurance coverage through the National Congress for Employers?
I am unable to get major medical through an individual health insurance company so I spoke with an agent with PJP Health and he said I could get credible limited benefits through AMLI. I was prompted to answer questions through an automated system and then need to sign a form through Echosign. Was wondering if this is legit?
Brad Selers answers:
Good question. If you need to ask, given what you said, the answer is going to be no.
Try to get reviews at a reputable consumer site.
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