Health Insurance Benefits Unemployed

Chris Station answers:

You can go to the emergency room, tell the registration rep that you do NOT have insurance and you wish to apply for your state’s hospital assistance program that helps low income families pay their hospital bills. They will help you apply and you can get your bills paid in full. I used this program a few times when I was between jobs a few years ago. The program in NJ is called “Charity Care”. It’s a hospital assistance program. It is based on your income, assets and family size. When I say assets, I mean if you have a business, how much money you have in your bank account, if you receive child support, etc.

OR you can go to your state’s Board of Social Services office TOMORROW (or go on their website now) and apply for free health insurance. It goes to anyone who is low income or has NO income. In your case, you are unemployed so you are eligible. If you have kids, they are automatically eligible.

I am unemployed with 2 kids, my husband works and we still get free health insurance from the Board of Social Services. My state provided Medicaid temporarily until our free HMO kicked in after like 30 days. We don’t have any copays, no copays for doctors visits, dentists, or ER visits, free prescriptions, free eye glasses, etc. NJ has a great program.

Good luck. By the way there is NOTHING wrong with asking for help from the government. It becomes a problem when you refuse to get a job and purposely use the government for all free programs offered. I am not illegal and I get help. I lost my job in April and have been going to college full time ever since. Before the economy took a dive, I was making $50,000 a year with no college degree. I am now trying to educate myself and provide myself with more opportunities and job security. Because I am taking part in school while unemployed, I received grants to go to school, as well as extensions in unemployment, and help from the Board of Social Services. Please don’t discriminate and group all people who receive help into lazy ghetto people or immigrants. That is not true. I live in the suburbs, I am just having a rough time right now. There are millions of people unemployed right now. It’s the right thing for the government to temporarily help us out.

Good luck

Chris Station answers:

We’ve always had a health care crisis. It has only been inflated because a majority of Americans are out of work and cannot afford insurance.

I didn’t know Hershey moved to Mexico. Wow, sucks now I won’t dig there candy as much.

I guess that what’s next is that the politicians will move Washington DC to Mexico, Canada, or the Philippines.

Chris Station answers:

It depends on your current situation, job status, qualification.. I heard that it differs slightly per eash state. I hink the best way is to call the unemployment office and find out exactly what the specific would be…