Health Insurance Plan Reviews Questions Answered

Brad Selers answers:

You can go to the BCBS website, after you log in, go to VIEW CLAIMS. It will show you what is pending, what has been covered, and what you are expected to pay after Blue Cross has paid.

Brad Selers answers:

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Brad Selers answers:

From a gov’t site? Wow. Since when is the gov’t knowledgeable about consumer products?

Your best bet is a trusted insurance broker. There is no third party source that’s going to be reliable. Consumer Reports does it, but their track record is pretty horrendous in the arena of rating insurance. An insurance broker can give you an unbiased breakdown of plans. Just be sure that when you apply that you apply through the broker to compensate them for their time. AND, if you apply for multiple plans DON’T apply through multiple brokers. I currently have a case where the client applied through United Healthcare through me and also applied for Aetna through another broker. I told the client that they’re going to have to make their own decision. Had he applied for both Aetna and United Healthcare through me then I’d be able to give him a completely unbiased opinion. Buying through a broker is the same price as buying direct or through any other source, so if you have a trusted advisor then you don’t have to worry about it. Smart consumers use financial advisors and insurance brokers.