Massachusetts Small Business Health Insurance
Whether you are self-employed, or own a small business with less than 50 employees, there are resources available to help you find affordable small business health insurance in Massachusetts.
A self employed business owner with his or her self as the only employee can get business health insurance, and is therefore entitled to the same benefits. But being self employed and paying for individual health insurance can also lead to a significant tax deduction. It’s best to do your research and see which option will suit you better.
For small businesses with two or more employees, it’s best to start by shopping around. The fastest way to do this is by using Ehealthinsurance. Ehealthinsurance provides a quoting service that allows you to compare plans side-by-side from the leading companies in the insurance industry. You only have to submit one application, and the response is instant. This service alone can save vast amounts of money and time.
When you pick your plan, choose to pay a higher deductible. This, coupled with higher co-pays for doctor visits, can significantly cut the price of premiums. Plus, increasing the size of your group will reduce your costs too. You can do this by joining with another business, or an insurance pool.
Finally, check with your local Massachusetts Chamber of Commerce and the Massachusetts Department of Insurance. They are excellent resources for information regarding small business health insurance in your area. They can usually refer you to a good company, or they may have an insurance pool of their own. It never hurts to check.
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PCSO
They do. But as the health systems in nearly all other developed nations are fairer than that in the USA, there is less of a need.
In the USA, if you do not have insurance, your healthcare is substandard. Not so in the Western European nations you mention.
Why does no other developed nation have the US model of healthcare? Because in the US model, insurance companies use death panels to deny care to those they are meant to cover. And then they raise costs [1]. Not only does the USA spend more on healthcare than any other nation [2], it finds itself bottom of the table when it comes to preventable deaths due to treatable conditions when it comes to developed nations [3]. The sad thing is that rather than focus on these things, the right spreads lies and half truths about the reforms and how healthcare works abroad [4]. Even sadder is the fact that the reforms are so simple [5]. But, if you think that my points are wrong, e-mail me with proof.